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Trek Financing Information

  • Trek Financing powered by Citizens Pay┬« is here and it gives you a flexible, pay- over- time Line of Credit lending solution that enables you to buy what you want, when you want, with the digital payment options you expect.

  • With low monthly payments over a set period of months starting at 0% APR, you can shop for higher-priced items from the brands you love at our store, without the fear of high interest credit card debt on purchases between $199 and $25,000 for the first purchase or between $99 and $25,000 for subsequent purchases, depending on creditworthiness. Minimum purchase amounts vary by term length.

  • What is a Citizens Pay Line of Credit? Trek Financing uses Citizens Pay Line of Credit to enable you to make purchases at participating locations. The Citizens Pay Line of Credit offers APR rates and terms for each purchase. We recommend setting up automatic payments to make sure your bill is paid on time.

  • Citizens Customer Support: 877-512-0223

  • *Promotional APR: Offer available on qualifying purchases of select products charged to a Citizens Pay Line of Credit account. 0% APR - 9.99% APR from the date an eligible purchase is posted to your account until paid in full, based on term length. Minimum purchase for first transaction: $499. Equipment purchase must be included in first transaction. Minimum subsequent purchase: $99. Monthly payment and total finance charges are estimates, do not include taxes, and may vary from the actual minimum payment due and interest charges that will be shown on your Citizens Pay Line of Credit statement. Limited time offer. Standard Purchase APR is 29.99% for non-promotional purchases. Subject to credit approval. Other transactions affect overall minimum payment amount. Regular account terms apply to non-promo purchases. Account must be in good standing.

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